In countries with consistently high inflation, general borrowings at banks may also be inflation indexed.
Lendings to stable financial entities such as large companies or governments are htttp://www.debtreliefsystem-federal.com/ often termed "risk free" or "low risk" and fictional at a so-called "risk-free diversion rate". This is because the chit and interest are highly unlikely to be defaulted. A good illustration of such risk-free consequence is a US Treasury security - it yields the minimum return available in economics, but investors have the comfort of the (almost) undisturbed expectation that the US Treasury will not default on its debt instruments.